About 1 yr ago I cancelled my DD for my home insurance to cut costs. My bank then said as I never told them directly they have refused my insurance policy and that I would find it difficult to get another policy. I am now looking to start another home insurance policy but they all ask the question if I have been refused before? What does this mean? As it is obviously important to have it as you never know what will happen.
Shouldn’t be a problem; if your claims history is clean and credit decent, you should be able to find a company that will start a policy for you. You haven’t really been refused, you were cancelled for non-payment.
Don’t know what the deal is with your bank, you’d think they’d be happy to add an insurer and happier still to escrow the payment.
In Canada buying Mortgage Insurance through a bank could be the biggest mistake you ever make. Jack Moran of Assure-all.com explains.
You two better have a good car insurance company.
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