Archive for February, 2010

Can a home insurance company increase the amount of insurance on your house without your request?

Wednesday, February 24th, 2010

Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I ...

Who pays for the home insurance when you are owner financing it? Also in the state of Texas what insurance c?

Sunday, February 21st, 2010

Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance? Who's name is on the title, at the registrar of deeds? Until the title is passed to the buyer, the house ...

How are home insurance rates in hawaii?

Thursday, February 18th, 2010

I'd like to buy close to the water (would be impacted by hurricanes). FLA is ridiculous now-cant get insurance near the water for entire home value. Thought Hwi might be better since they dont get hit so much. Insurance here is pretty high, but then again, everything is. You HAVE to ...

How much should I expect to spend on home insurance?

Monday, February 15th, 2010

I am planning a home purchase and I want to budget my monthly payment. In the area where I live, I expect to pay approx 650K for a 3bed, 2 bath home. When I calculate my monthly payment, I want to know the Home Insurance component as well as Property ...

Will home insurance cover tree roots causing water to enter my basement?

Saturday, February 13th, 2010

I live in montana, and tree roots have grown under my foundation and drawn up ground water, created a path for the water to follow, and separated my foundation from my footing allowing water to enter my basement. Will any home owner's insurance cover this type of damage or ...

How can I buy home insurance if I use one room for my business?

Tuesday, February 9th, 2010

Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will ...