I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?

Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement rental for you to drive. Very few of them cover liability. The most complete coverage may be offered by your insurance company, for a lower fee than the waivers offered by the rental companies. In Manitoba, for instance, we sell (to Manitobans) a rental car policy that gives $50 deductible for damage, loss of use coverage, and 5 million dollars liability coverage, and this package can be bought to cover a rented car anywhere in Canada or the US. So, before you rely on your credit card, read the wordings booklet, then talk to you auto insurance agent.

when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/

The dealership offers you insurance when you are purchasing the car. So you will have to give the dealership the insurance money.

I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won’t raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won’t be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance.

Now, I am going to get insurance on a car that doesn’t have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won’t be high risk anymore?

P.S. I live in Wisconsin, where it isn’t illegal if you don’t have insurance on your car.

You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You’ll have to get quoted at a few different places to be sure what company has the lowest rate for you.

I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won’t raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won’t be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance.

Now, I am going to get insurance on a car that doesn’t have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won’t be high risk anymore?

P.S. I live in Wisconsin, where it isn’t illegal if you don’t have insurance on your car.

You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You’ll have to get quoted at a few different places to be sure what company has the lowest rate for you.

I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?

When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you’ll be renting the car OR just buy the insurance from the rental place. And to answer your other question, no your policy will not cover somebody else’s car just because you’re driving it. Insurance covers vehicles, NOT people, even if you were in an at fault accident, your friend/relative’s insurance would have to cover that loss. Try this site to find the best car insurance

http://car-insurance-quotes-usa.blogspot.com/

Here you can get quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.

I wanted to know does my mom need to add me on her insurance in order for me to drive her car if im not the everyday driver. I will just be using it every so often to go to school and to work. So does she need to add me, how much would it cost, and what incurance companies offer this?

For California, If you reside within the household, most companies require the policy holder to disclose all occupants 14 and over to be either listed as a driver on the policy or specifically EXCLUDED off the policy. If you do not reside within the household and the vehicle is not furnished for your regular or everyday use and your mother has a "permissive use" policy, occasional use drivers outside the household may be covered up to the limits and provisions specified within her policy contract. Do not assume anything. You should not drive her vehicle until you have verified and/or have written confirmation from her insurance company, that you are a covered driver on her policy.
As for the cost, too many factors apply for a "guesstimate" however a qwik call to her insurance company should be able to give you a firm price. Also, many on-line companies are available to give you a rate with minimum info required. Best of luck to you!