Inadequate Life Insurance Leaves Spouses With Less

September 2006 (Medialink) – Lives change. Growing families often trade up to a bigger house. Someone with a pay raise might think of getting a better car. But, how many with changing circumstances think about the need to trade up to a better life insurance policy?

Turns out… not many.

That means a more difficult life for surviving family members. In fact, the Insurance Information Institute says that nearly half of surviving spouses would experience a 20 to 40% decline in their standard of living if the primary wage earner in the family died.

Life insurance is like money in the bank. And, like a retirement account, the equity can grow. It can be used for almost anything – to pay funeral expenses, debts, and to maintain a certain standard of living. September is National Insurance Month, the time each year to familiarize yourself with your policy and check if you’re adequately covered.

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Produced for Allstate

Duration : 0:1:45


[youtube iqaMcde3zgA]

8 Comments

  • By ThaTopDogg13, October 14, 2009 @ 12:01 pm

    Life insurance is …
    Life insurance is not hard at all to get im Life Insurance agent and I would say out of all clients ive helped maybe 5% to 10% werent able to qualify for life insurance. Its rare not to qualify unless you have terrible health say example youve had heart attacks,Cancer or something of that like that other than something like that dont see why you wouldnt qualify.

  • By ashleyma5, October 14, 2009 @ 12:01 pm

    This is so very sad …
    This is so very sad. I am licensed to sell health insurance. talk to me if you need help

  • By jimbo9650, October 14, 2009 @ 12:01 pm

    another insurance …
    another insurance agent chiming in..good, simple straightforward video on life insurance.

  • By MolossianZagori, October 14, 2009 @ 12:01 pm

    I’ve met waaaaaay …
    I’ve met waaaaaay too many people that have babies and don’t have life insurance. They are cheap, irresponsible, inconsiderate, and selfish!

    I know several young fathers that have died without insurance and left behind nothing!

    Good job!

  • By WillBackbone, October 14, 2009 @ 12:01 pm

    No it is not
    No it is not

  • By LifeInsuranceLife, October 14, 2009 @ 12:01 pm

    Life insurance is …
    Life insurance is tough to get.

  • By mrv1967, October 14, 2009 @ 12:01 pm

    How many people …
    How many people would cancel their life insurance before their cellphone? You’d be surprised. For a quote in WV, VA, OH, SC, or NC email me.

  • By ddzakpasu, October 14, 2009 @ 12:01 pm

    Life Insurance Needs
    Life Insurance Needs

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